Compliance Lead

Join Enova as a Compliance Lead, where you'll support various teams in the Compliance Risk & Assurance function. Your responsibilities will include building risk frameworks, conducting risk assessments, executing compliance tests, and validating corrective actions. You'll work closely with Compliance Risk, Compliance Advisory, Legal, and Enova's business units. This hybrid role requires in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. Enjoy a range of benefits, including health insurance, PTO, paid parental leave, and a 401(k) matching program.

• Support the design, documentation, and maintenance of risk frameworks for emerging products and services.
• Design, execute, and validate large-scale compliance tests, and perform independent validation of compliance-related corrective actions.
• Utilize AI tools in daily work, including risk framework development, risk monitoring, test design and execution, research, and documentation.

• Experience with U.S. consumer and small business financial services, particularly consumer protection or regulatory compliance, is highly desirable. Relevant laws and standards include TILA, ECOA, FCRA, FDCPA, EFTA, MLA, SCRA, and UDAAP/UDAP
• Ability to structure ambiguous problems and produce well-documented, defensible work
• Hands-on experience in at least two of these areas: risk framework design, compliance or control testing, corrective action validation, and enterprise or compliance risk assessments
• Experience adjusting approach and methods as regulatory expectations, business priorities, and AI capabilities change
• Experience building tools or automation, for example with SQL, Ruby, Python, or low-code platforms, is a plus
• Strong organizational skills and the ability to move between teams and priorities as needs change while keeping quality and deadlines
• Demonstrated use of generative AI tools, such as Claude, to produce tests, risk assessments, analysis, or reporting, with critical review of AI output and awareness of data handling limits
• 5+ years of experience in compliance, risk management, compliance testing, internal audit, or a related assurance discipline
• Strong written and verbal communication skills, including explaining conclusions to senior stakeholders