Independent Compliance Risk Manager (Marketing)

Join Happen Bank's Second Line Compliance Department as an Independent Compliance Risk Manager - Marketing. In this role, you will provide oversight and guidance across the Bank's marketing and advertising activities, ensuring compliance with applicable laws and regulations. You will partner with various departments, establish marketing compliance standards, review and approve marketing materials, and stay current on regulatory developments. Enjoy benefits such as untracked vacation, a hybrid work model, generous paid leave for new parents, and more.

• Assurer la conformité des activités de marketing et de publicité de la banque avec les lois et réglementations applicables, y compris l'ECOA, l'UDAAP, le TILA, le CAN-SPAM et les exigences en matière de prêt équitable.
• Établir et maintenir des normes, des politiques, des procédures et des contrôles de conformité en matière de marketing qui s'alignent sur les exigences réglementaires applicables et l'appétit pour le risque de la banque.
• Servir d'expert en la matière pour la conformité en matière de marketing, en fournissant une supervision indépendante et des conseils sur le programme de marketing de la banque.

• You’re organized and detail-oriented, with the ability to quickly understand how business objectives, customer communications, and evolving regulatory requirements intersect
• Experience working in fast-paced, dynamic environments and delivering high-quality results across competing priorities, aggressive timelines, and evolving requirements
• Strong communication and influencing skills with the ability to partner effectively across Marketing, Legal, Product, Risk, and other business teams
• Strong analytical and critical thinking skills with the ability to identify compliance risks and apply sound judgment in fast-moving marketing environments
• You actively look for ways AI can improve how you review marketing content and assess compliance risk, while maintaining a high bar for accuracy, data sensitivity, regulatory requirements, and where human judgment and validation are needed
• Strong working knowledge of consumer protection requirements including ECOA, UDAAP, TILA, CAN-SPAM, and Fair Lending regulations, and the controls needed to mitigate related risks
• Bachelor's degree or higher, or equivalent combination of education and experience
• 4+ years of experience in marketing compliance, consumer protection, or financial services compliance
• You take ownership of your work and proactively identify and escalate compliance risks before they become larger issues
• Time Zone Requirements: Local hours (PT, MT)
• While the position will primarily work local hours, Happen Bank is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary
• Travel Requirements: As needed travel to Happen Bank offices and/or other locations, as needed
• Certified Regulatory Compliance Manager (CRCM) or similar professional certification
• Proficiency with Excel, PowerPoint, Visio, and other Microsoft Office tools
• Experience supporting regulatory examinations and compliance audits, including developing and tracking corrective actions