Staff Credit Risk Analyst

Join our Risk team as a Staff Credit Risk Analyst, where you'll leverage analytics, data science, and experimentation to drive company growth. You'll focus on credit risk management, policy optimization, forecasting, and reporting. Collaborate with cross-functional teams and shape risk models while keeping customer experience in mind. Enjoy benefits like a 401k, health insurance, and work-from-home opportunities.

• Represent risk analytics for credit risk management, focusing on limit/max policy, member retention, and forecasting.
• Design, run, and evaluate policy experiments and A/B tests, translating results into concrete policy changes.
• Partner closely with Machine Learning, Product, Engineering, and Operations to translate analysis into shipped policy and product changes.

• Comfortable working with forecasting or curve-based modeling (e.g., cash flow, loss, or usage forecasts)
• 7+ years of experience in a credit risk analytics, decision science, or risk strategy role, ideally within fintech or consumer financial products
• Working knowledge of fintech risk fundamentals, including risk strategy development, limit/max policy, and portfolio monitoring
• Strong communicator who can translate analytical findings into clear, actionable business recommendations
• Ability to think creatively and thrive in a fast-paced, dynamic, and often ambiguous environment
• Experience designing and evaluating A/B tests or policy experiments, and translating results into recommendations
• Able to work cross-functionally with Machine Learning, Product, Engineering, and Operations
• Expert in SQL; comfortable with Python for analysis and experimentation