Senior Product Manager (Risk)
EarnIn
Mountain View, CA, United States Posted October 19, 2026
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Salary Range
$229,000 - $280,000
Job Description
Join our team as a Senior Product Manager (Risk) and play a crucial role in reinventing the financial system. You will lead the expansion of our Risk Platform, drive product innovations, and foster deep connections with our community. You will also lead a diverse team, define ambitious goals, and develop a robust risk management strategy. This position offers a range of benefits, including a 401k, health insurance, and work-from-home opportunities.
- Spearheading the expansion of the Risk Platform and driving product innovations to tackle challenges in Credit, Fraud, and Risk/Fraud Operations.
- Leading a diverse team of engineers, designers, researchers, and analysts to scale impactful products that resonate with the community.
- Developing and executing a robust risk management strategy for credit and fraud, integrating risk practices seamlessly into products and processes.
- Bachelor's degree (or equivalent) in a related field (such as Computer Science, Engineering, Information Systems, etc.) or equivalent experience
- Sound knowledge of regulatory requirements and industry best practices related to credit and fraud risk management
- Strong analytical skills to leverage data to inform product decisions and drive metric improvement
- Exceptional communication skills to engage with executive leadership and key stakeholders
- Previous experience in fintech and payments is preferred, along with familiarity with operational aspects of risk management in the financial sector
- Ability to align teams and functions, driving execution and goal achievement
- Deep empathy for user needs, coupled with a track record of building products that resonate with users
- 4+ years of relevant industry experience with at least 2+ years in Product Management
- Proven ability to think creatively and propose innovative solutions to complex problems
- Fluent with AI tools in your own workflow, using them to accelerate research synthesis, spec writing, prototyping, and data analysis, and excited to build products that get smarter through AI, not just faster to ship
- Comfortable in a culture of rapid experimentation, embracing creative solutions to complex challenges
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