Staff Product Mobile Engineer (Business Money)

Join Gusto as a Staff Product Mobile Engineer, where you will architect and build user-facing mobile experiences for our personal finance platform. You will work across native iOS and Android environments, leveraging modern frameworks and AI-native workflows. Your focus will be on improving financial tools for everyday employees, helping them reduce financial stress and gain control over their paychecks. You will collaborate with a cross-functional team and contribute technical leadership throughout the product development lifecycle.

• Architecting and building user-facing mobile experiences for Gusto’s personal finance platform, leveraging modern frameworks and technologies.
• Driving the product development process from concept to launch, ensuring high standards of technical rigor, system performance, and mobile security.
• Mentoring team members, guiding mobile architectural standards, and engaging in opposite-platform code reviews to ensure code quality.

• Willingness and desire to flex across both mobile platforms (iOS and Android), building natively using SwiftUI and Jetpack Compose backed by shared API contracts and AI translation workflows
• An aptitude and interest in bringing clarity and simplicity to complex and ambiguous problems
• 8+ years of professional mobile software development experience with deep expertise in at least one primary native stack (Swift/iOS or Kotlin/Android)
• A product-first mindset with a willingness and aptitude to flex across both iOS and Android using strong mobile fundamentals and AI translation workflows
• Deep understanding of modern declarative UI paradigms (SwiftUI or Jetpack Compose), reactive state management, and unidirectional data flow
• Comfortable dealing with ambiguity, quick iteration cycles, and helping facilitate informed technical tradeoffs
• Experience leading multi-quarter technical initiatives from scoping and architecture to launch and post-release monitoring
• Maximizes the use of AI tooling while guiding the team in adopting modern AI practices
• Experience working with strongly typed API layers (GraphQL) and managing offline caching, state synchronization, and complex mobile data contracts
• Production experience shipping features across both Swift/SwiftUI and Kotlin/Jetpack Compose
• Experience in the Fintech or banking industry building high-reliability, zero-defect mobile applications
• Familiarity with mobile infrastructure, including CI/CD pipelines, automated testing environments, and build & release systems
• Experience with MVVM or modern unidirectional architecture patterns