Director of Credit Risk Analytics

Join Prosper, a leading financial technology company, as the Director of Credit Risk Analytics. In this role, you will be responsible for underwriting and portfolio credit strategies, overseeing credit quality and performance of the Credit Card business. You will collaborate with various teams across the organization and drive innovative strategies to enhance credit performance. The ideal candidate will have extensive experience in credit risk management and a strong collaborative mindset.

• Responsable de la souscription et des stratégies de crédit du portefeuille, ainsi que de la supervision de la qualité et de la performance du crédit.
• Analyse et amélioration des stratégies de risque grâce à l'utilisation de modèles d'apprentissage automatique et de données de crédit.
• Collaboration avec les équipes des marchés de capitaux, des produits, de l'ingénierie, de la conformité, des opérations et du marketing.

• We are looking for a passionate business and people leader with the acumen and domain expertise to tackle challenges in truly innovative ways, ensuring we continually deliver on our mission of advancing financial well-being
• Demonstrated ability to thrive in a fast-paced environment and meet deadlines without compromising quality. A quick, agile thinker who can confidently and constructively address questions on unfamiliar topics with clarity and conviction
• A quick thinker who can confidently address questions on unfamiliar topics with clarity and conviction
• 5+ years of people leadership experience, with a proven ability to develop and mentor high-performing teams
• Master’s degree or higher in Business, Statistics, Mathematics, Engineering, Economics, or a related field
• 10+ years of experience managing credit risk within Credit Card businesses, with strong business acumen and deep knowledge of credit management
• A strong team player with a collaborative mindset and a business-owner mentality, able to partner effectively across functions
• Outstanding thought leadership, with the capability to build, refine, and elevate credit strategy frameworks through innovative and structured approaches
• Exceptional communication skills, both written and verbal, with the ability to articulate complex analyses and technical subject matter clearly and succinctly to internal stakeholders, external partners, and Senior Management
• At Prosper, we're looking for people with passion, integrity, and a hunger to learn. We encourage you to apply even if your experience doesn't precisely match the job description. Your unique skill set and diverse perspective will stand out and set you apart from other candidates