Principal Product Manager (Commercial Banking)

SoFi

Seattle, United States Posted October 28, 2026

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On-site Full-time Senior
Salary Range

$192,000 - $330,000

Job Description

Join our team as a Principal Product Manager for Commercial Banking. In this role, you will lead the strategy, roadmap, and delivery of our next-generation business banking platform. You will define how businesses move and manage money across modern rails, including Wires, ACH, FedNow, and emerging real-time/stablecoin settlement. You will operate with high autonomy, influence executive strategy, and lead complex, regulated financial systems from concept through scale.

  • Definir la visión y la hoja de ruta del producto para la Banca Comercial, y liderar el desarrollo de productos desde la fase de descubrimiento hasta el lanzamiento.
  • Gestionar y hacer crecer un equipo de producto para impulsar la hoja de ruta y la entrega a medida que el negocio escala.
  • Colaborar de manera transversal con equipos de Negocios, Ingeniería, Riesgo, Cumplimiento, Tesorería, Finanzas, Ventas y Operaciones para llevar a cabo la hoja de ruta del producto.
  • Entrepreneurial mindset, with proven track record leading ambiguous, cross-team 0→1 initiatives independently
  • 10+ years of product management experience, with significant time in platform and B2B roles
  • Strong technical fluency with APIs, ledgers, and payments architectures
  • Bachelor’s degree or higher, ideally in a technical, finance, or quantitative field
  • Experience building and growing teams of product managers
  • Excellent written and verbal communication skills, with the ability to simplify technical complexity for diverse stakeholders. Experience presenting to C-level leadership
  • Deep knowledge of Wires and ACH systems and operations
  • Experience launching regulated financial products at scale from within a Bank
  • Strong cross-functional collaboration and influence skills
  • Direct experience building commercial/business banking or payments products
  • Experience with FedNow or real-time payments (RTP)
  • Experience building developer-first financial platforms or serving fintech/platform customers
  • Experience building front-end b2b experiences
  • Treasury, cash management, or reconciliation platform exposure
  • Sponsor bank or Banking-as-a-Service experience
  • Stablecoin, tokenized deposits, or blockchain-based settlement experience
Required Skills
product management roadmapping cross-team collaboration communication presentation skills leadership cross-functional collaboration collaboration treasury reconciliations
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