Lead Compliance Manager

Join Motive as a Lead Compliance Manager, where you will build and own the compliance function for the business from policy development to hands-on execution. You will manage the compliance relationship with our issuing bank and network partners, translate regulatory requirements into policy and control design, and ensure those controls operate effectively. You will also define compliance requirements for new markets before launch, maintain compliance policies and procedures, and lead internal and third-party compliance audits. The ideal candidate will have 8+ years of experience in compliance, audit, or risk management within lending, payments, or financial services.

• Lead the development and execution of the compliance function for the business, including policy development and hands-on execution.
• Manage the compliance relationship with issuing banks and network partners, ensuring regulatory requirements are translated into policy and control design.
• Monitor regulatory developments across commercial lending, AML/sanctions, and payments, and translate them into actionable policy and control updates.

• 8+ years of experience in compliance, audit, or risk management within lending, payments, or financial services, including direct ownership of AML/BSA, KYC/KYB, sanctions, and PEP programs
• Proven ability to both write policy and operationalize it — building controls, procedures, and monitoring that hold up under audit, not just documentation
• Experience partnering cross-functionally with Legal, Risk, Product, and Engineering to launch compliant products in new markets
• Working knowledge of the regulatory frameworks governing commercial lending, AML/sanctions, and payments across North America and Europe (e.g., BSA, FinCEN, FINTRAC/PCMLTFA, OFAC sanctions, UK/EU AML and data protection regimes)
• Strong written and verbal communication skills, with the ability to represent Motive credibly to external regulators, auditors, and bank partners, and to advise senior leadership on compliance risk
• Hands-on experience managing compliance relationships with issuing banks, card networks, or other regulated financial partners, including audits and remediation
• Multi-jurisdiction compliance program experience, including Canada and UK/EU required; additional international experience (e.g., Mexico or other Latin American markets) a strong plus