Senior/Staff Backend Software Engineer

Join Cardless as a Backend Engineer and work on the systems that power our partners' card programs. You'll be involved in building new features, scaling existing systems, and laying the groundwork for future products. This role offers competitive salaries, top-notch healthcare, unlimited paid time off, and more.

• Concevoir et construire des systèmes backend qui gèrent des transactions financières réelles, prennent des décisions de crédit et servent des milliers de titulaires de cartes.
• Prendre en charge des projets de l'ambiguïté à la production, y compris la définition de la portée, la conception, la mise en œuvre, les tests, le déploiement et la vie opérationnelle qui suit.
• Travailler en collaboration avec les équipes produit, risque, conformité, opérations et nos partenaires pour expédier des solutions conformes aux réglementations.

• This role is open at multiple levels, from mid-level through staff. We calibrate level during the process rather than before it
• We care more about how you think than about what you've built before. Strong systems thinking and problem solving travel across domains. Direct experience in payments, lending, or financial infrastructure is a real advantage and we weight it heavily, but we would rather hire someone sharp who will learn this domain than someone who has only ever worked in it
• Proficiency in a modern backend language and ecosystem. We are primarily Java with Python for data work, and we do not expect you to have used ours
• Solid fundamentals in distributed systems, APIs, databases, and infrastructure
• Clear communication and genuine care about correctness. A bug here means someone's card declines at the grocery store or their credit report is wrong
• Strong systems thinking and problem solving. You can reason about an unfamiliar system, find where it breaks, and make a sound call with incomplete information
• Experience building and operating production backend services, with a track record of shipping projects end to end
• Fintech, payments, lending, or card issuing experience: authorization, ledgers, settlement, reconciliation, disputes, or regulatory work
• Experience with workflow orchestration (Temporal, Step Functions) or event streaming
• You've built and maintained external, partner-facing APIs