Junior Credit Decisions Analyst

Join YouLend, a fast-growing fintech company that provides technology and financing solutions to help partners offer fast, flexible funding to their merchants. As a Junior Credit Decisions Analyst, you will assess and price merchant financing applications, review financial and operational information, identify potential risks, and support accurate, timely credit decisions. This is an excellent opportunity to develop practical experience in underwriting and credit risk within a dynamic and innovative environment.

• Review and underwrite merchant financing applications in line with YouLend’s credit policies and risk appetite.
• Use Excel and internal tools to analyze financial and operational data, identifying trends, patterns, and potential risks.
• Assess applications and make or recommend clear, well-reasoned credit decisions, ensuring accurate and complete information.