Manager of Capital Markets

Join Upgrade's Capital Markets team as a Manager, focusing on hands-on execution of institutional funding programs. You will be the primary or backup point person for live transactions, working alongside the team's Institutional and FI execution leads. This position reports to the VP of Capital Markets and involves day-to-day deal execution, legal documentation review, collateral performance analysis, and cross-functional collaboration. Benefits include a stock option plan, 100% paid medical, dental, and vision insurance, flexible PTO, and opportunities for professional growth and development.

• Serve as primary or backup execution support on a subset of Upgrade's lending products, partnering with the Institutional and FI Execution Leads on live warehouse, forward flow, and securitization transactions.
• Own the day-to-day mechanics of deal execution: allocation reports, purchase confirmations, loan tape reviews, funding and settlement coordination, and closing checklists.
• Support warehouse and ABS reporting as a backup owner — covenant monitoring, borrowing base calculations, and timely delivery of investor reporting deliverables, in partnership with the team's warehouse reporting leads.

• Strong written and verbal communication skills, with the judgment to work directly with external counterparties
• 4 + years of experience in capital markets, asset-backed finance, or a related consumer lending function
• Proficient in Excel; SQL and/or Tableau experience a plus
• Familiarity with consumer lending and credit underwriting, and asset-based/structured finance more broadly (warehouse facilities, forward flow, and/or ABS)
• Execution-oriented — comfortable owning deliverables and deadlines on live transactions in a fast-paced environment
• Highly organized, detail-oriented, and strong client service skills