Staff Software Engineer (Credit Insights)

Plaid

United States Posted October 9, 2026

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On-site Full-time Senior
Salary Range

$207,600 - $273,600

Job Description

Join our Credit Decisioning platform team as a Staff Software Engineer. You will be responsible for building cashflow-based insights products that enable lenders to make holistic lending decisions. You will define the future architecture of Credit insights products, partner with Product, Data Science, and Machine Learning teams, and mentor engineers. Enjoy vibrant office locations, competitive pay, comprehensive health benefits, and lifestyle perks.

  • Defining the future architecture of Credit insights products and executing against an ambitious product roadmap.
  • Leading technical architecture and execution across credit insights products, including data fetching, online feature serving, and offline production pipelines.
  • Collaborating closely with Product, Data Science, and Machine Learning partners to develop and scale insights products that enable Credit underwriting use cases.
  • [nice-to-have] Experience working in the credit or lending space
  • Strong experience building and scaling backend products
  • Strong technical leadership skills, including mentoring peers, leading projects and driving architectural decisions
  • Demonstrated success in building and maintaining production systems that serve and support ML models, both in online and offline settings - as well as working closely with data science or ML teams
  • Experience collaborating with cross-functional stakeholders and with teams and leaders across the engineering function
Required Skills
software development data science machine learning roadmapping collaboration insurance leadership mentoring cross-functional collaboration
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