Treasury Analyst

Join Pagaya, a leading fintech company, as a Treasury Analyst in NYC. In this role, you will manage daily capital deployment, funding workflows, and serve as a primary operational liaison for external banking partners and loan servicers. You will track liquidity across complex SPV networks, ensure compliance with concentration limits, and lead daily data reconciliations. This position offers hands-on exposure to structured finance mechanics, capital markets execution, and partner operations.

• Coordination and management of concurrent loan purchases across multiple deal structures and diverse loan origination and servicer networks.
• Monitoring real-time cash balances, facility draw capacities, and liquidity positioning across dozens of SPVs, warehouse facilities, and investment funds.
• Leading the end-to-end operational setup of bank and trust accounts for new deal structures, managing entitlements, portal configurations, and onboarding checklists.

• 1–3 years in treasury operations, middle office, or settlement roles within financial services, fintech, or investment management
• Proven ability to manage multi-entity funding workflows, bank portals, and daily settlement cutoffs with strict attention to detail
• Solid working knowledge of Excel (SUMIFS, XLOOKUP, Pivot Tables)
• Ability to collaborate effectively with external counterparties (banks, servicers, trustees) and internal teams (Legal, Capital Markets, Finance)
• Experience navigating institutional KYC requests and legal entity structures
• Structured Finance Exposure: Familiarity with ABS SPVs, trust accounts, loan tapes, or securitization mechanics
• Data Skills: Familiarity with SQL or automated reconciliation tools for handling large financial datasets